Health Insurance AOK

One of the biggest health insurance. Every third German trust in AOK. For over 130 years

For over 130 years, we have been providing our members with the best medical care in the event of illness. Around 70 million people in Germany have statutory health insurance. About one-third of these are insured with AOK

Comprehensive Services for your health

Public health insurance companies cover 100 per cent of the costs of most standard dental treatments and pay fixed sums for dentures. AOK offers international students with various service to keep them fit and health for their studies in Germany: Important examinations for cancer prevention and dental prophylaxis, subsidies for preventive examinations und medically necessary vaccinations.

Free choice of doctor and hospital.
No Prepayments

Choose from over 130.000 doctors and dentists. These include General practitioner and specialists. Just show your AOK card when at the doctor’s. The doctor will then send the bill directly to us.

Personal and digital

At over 1000+ locations with more than 60,000 employees.

Affordable student tariff from 93,55 €*

Affordable student rates for all statutory medical services. *Varies depending on the regional AOK and additional mandatory nursing care insurance. Calculate your insurance contribution.

International AOK Student Service

We will help with your paperwork. A competent contact person is available to assist you in word and deed.

24/7 free Hotline for medical advice

Over the phone, 365 days a year, from an expert team of doctors and specialists.

Cash-back with Health Bonus up to 220 €*

Everyone who is healthy, lives a healthy life or is active in sports benefits from the AOK bonus tariff. Then you could get money back. *Varies depending on the regional AOK. For more information ask your student advisor.

Various Free Online-Seminars

Experienced coaches give you valuable tips on topics such as learning stress, applications, time management and work-life balance, etc. For international students, we offer the exclusive online seminar "Studying and Working in Germany"